This cyber monday - nearly 69 million americans are expected to shop online according to the national retail federation.
No matter if you are shopping or donating to charities, your money could be in danger waay 31's sophia borrelli spoke with an expert to keep your money safe this holiday season.
"a lot of us might use this -- a cellphone to order some christmas presents or give to charity - i know i have!
But experts at our local b-b-b say you shouldn't let that convenience come with a greater cost" belinda mccormick/bbb of north alabama vice president: "important that you do your research when your shopping on line or even giving a donation because you want your money, your hard earned money to go where you want it to."
Belinda mccormick with the better business bureau of north alabama says when shopping online - one of the most important things to know is to use a credit card.
Belinda mccormick/bbb of north alabama vice president: "if you use a debit card, your money is instantly gone and it is much harder to get back."
She says if a website is too good to be true -- it probably is.
Belinda mccormick/bbb of north alabama vice president: "basically shouldn't be all good reviews.
There's always a chance that something bad happens, but if you see everything is good, good, good, that might be a thing to be concerned about because they are puffing that up."
When making donations online this year -- mccormick says the charity should have some kind of breakdown as to where the money is spent.
Belinda mccormick/bbb of north alabama vice president: "it's required by the irs, when someone is designated a charity that they provide you with information for you to make a well educated decision."
She says you can never be too careful when it comes to shopping or donating online.
Belinda mccormick/bbb of north alabama vice president: "we have to protect ourselves now a days with the way technology is exploding."
In huntsville -- sophia borrelli waay 31 news.
According to the national retail federation - more than 165 million people were expected to shop this thanksgiving